Is materia worth using at lower levels? I'm seeing gear with slots starting at around level 15 but honestly I feel I'd be getting newer better gear far too soon to bother with putting materia into it.
Is there a good level where its ok to meld materia into your gear? Many people I know say they wont bother until they get level 50 gear since it's pretty much a waste of time otherwise. Does that sound about right?