I'm hit up often, people think 61 RNG/NIN must = moutnains of gil to spare or something. Some have even said flat out "But you're a Ranger, you MUST have money!"
Nope, I HAD money..... ;)
Usually if they ask for small amounts ( a trend I see more and more, they need 15-100 gil because they are "short" for a new item to level with) I will tell them I'll give them 5x what they are asking for, but they will have to do something for me that takes 15 minutes of their time and they will never have to pay me back.
Usually the smart ones go off on me about making them 'work' for a loan.
The stupid ones actually ask me what it is and sometimes actually DO it. I just tell them I'll give them 100 gil for each wind or fire crystal them bring me, and an extra 500 if they bring a whole stack of either. So 1700 a stack..
At that point I usually get a load of rather foul crap about how those crystals sell for twice that or more in the AH, how I'm trying to rip them off, how I'm stealing from them, etc.....to which I just reply "My point exactly"